How Does Dental Insurance Work?
We follow the Ontario Dental Association Fee Guide which is updated yearly. At Love Your Smile Today, we submit claims on behalf of our patients to help assist them with their insurance. Patients are responsible for any remaining differences or balances.
What is a dental insurance pre-determination?
A pre-determination is a request to an insurance company to provide both the patient and our office a guaranteed amount that will be paid toward a service. Pre-determinations are a great way to understand your coverage and confirm coverage for larger procedures. Our excellent administrative staff work closely with the doctors to submit all documentation to ensure that your proposed treatment will be approved. That way there are no surprises at the end of your treatment.
Yes, in all of our offices we submit directly to your insurance company. Feel free to give us a call at any of our conveniently locations in Ajax, Richmond Hill or Scarborough to set up an appointment.
Using Your Dental Insurance Benefits Effectively and Efficiently
Don't Waste Your Deductible
Another thing you may want to consider that if you were holding off on getting treatment done because your benefits were used up in a given calendar year, please consider that your benefits may have refreshed at the beginning of a new year! Call us to find out and we can help you understand your benefits better.
Dental benefits are generally provided by your employer or purchased separately by self employed individuals. When it comes to the world of insurance companies, there can be endless questions left unanswered by your benefit provider. At Love Your Smile Today let our expertly trained staff help you navigate the confusion. We direct bill to your insurance company and also can also call them to get a full break down of the benefit coverage. Call us today to schedule your appointment!
